4 INTRODUCTION
It is God’s desire that all people enjoy prosperity, happiness and security. Every family should have the peace of mind that their needs will be provided for—that there is a long-term plan in place to ensure this. These are common concerns on the minds of most.
The odds are very good that you are currently in debt—paying various credit card bills, a mortgage, a car note, school loans, furniture payments, and others. Aside from these, you are probably weighing your options on saving money for a variety of other important events: retirement, your children’s college education, etc.
Proper money management, especially in today’s fiscally driven world, is a key to success—even survival. Most are obsessed with material possessions and wealth. However, if money is not properly managed—is squandered and wasted—life will not be productive and enjoyable, and basic family needs will be unattainable.
Consider. A milestone in a family’s life is the purchase of its first home or car. While these things do not guarantee happiness, they do provide for the family’s sense of security and safety. No doubt, this requires money and proper handling of one’s finances.
Yet today, many fail to do this. Most people are too concerned with the latest fads and trends, wanting to be on a constant “feel good” high of pleasure and entertainment. Thus, vital aspects of their family’s stability and future—such as budgeting and planning—are simply overlooked or ignored. This is one of the leading causes of divorce, the final rupturing of proper family life. In fact, thesecond leading cause of divorce in the United States is financial problems.
Sad, but true. But this need not include you.
There are crucial principles that guarantee financial success—and many are biblically based. This booklet examines why so many are in debt, and presents these realistic principles that, when properly applied, lead to the stability, happiness, security and prosperity you and your family long for—and can achieve!
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